Personal finance, made plain
Money, planned
like you mean it.
Budget, track goals, pay off debt, manage investments, and buy ready-made spreadsheet templates — all in one place. Free to start.
- No card to start
- Card & M-Pesa
- Web, iOS & Android
Emergency fund
62%
$1,865 of $3,000
Contribution · M-Pesa
+ $68
Added to Emergency fund
This month's budget
The toolkit
Everything your money needs, in one place.
Eight tools. One account. Built for how people really manage money.
Financial Goal Planner
Set savings targets, record contributions, and track every deposit toward the things that matter most.
Explore toolCompound Calculator
See exactly how compound interest grows your money over time — with or without regular top-ups.
Try it nowBudget Planner
Plan your month, track every expense, and instantly see your surplus or deficit by category.
Open dashboardDebt Payoff Tracker
Eliminate debt faster using avalanche or snowball strategies. See your debt-free date at a glance.
Open dashboardInvestment Tracker
Track your portfolio across NSE stocks, crypto, SACCO shares, and bonds in one clean dashboard.
Open dashboardRecurring Transactions
Log every standing order, subscription, and salary deposit once — never miss a recurring cash flow.
Open dashboardShop
Buy ready-made Google Sheets financial templates. Pay once via M-Pesa, download instantly.
Browse templatesFinancial Estate Planner
Structure and document your estate so your wealth is protected and transferred as you intend.
In developmentSee it before you commit
Small, steady amounts add up.
$50 a month at 10% for 10 years becomes $10,242. You put in $6,000 — compound interest does the rest.
Run your own numbersBalance after 10 years
$10,242
Shop · Spreadsheet templates
Ready-made sheets. Pay once.
Professional Google Sheets templates with real formulas and embedded charts. Download instantly after payment.
Personal Finance
All-in-One Budget + Debt + Savings Planner 2026
Business
Business Bookkeeping Spreadsheet
Investment
Stocks, Crypto & SACCO Portfolio Tracker
Investment
Chama / Investment Group Tracker
Personal Finance
Debt Payoff Planner
Business
Freelancer Invoice & Income Tracker
Pricing
Simple, honest pricing.
Start free. Upgrade when you're ready. Buy templates à la carte.
Free
$0
forever
Get started with core tools, no card needed.
- Financial Goal Planner
- Compound Calculator
- Mobile app (iOS & Android)
- M-Pesa contribution logging
PRO
$2.99
per month
The full suite for anyone serious about their finances.
- Everything in Free
- Budget Planner
- Debt Payoff Tracker
- Investment Portfolio
- Recurring Transactions
- Unlimited goals & history
- Priority support
Templates
From $4.99
one-time
Buy individual Google Sheets templates. No subscription.
- 14 templates across 4 categories
- Real formulas & embedded charts
- Pay by card or M-Pesa, download instantly
- Works in Google Sheets & Excel
01
Clarity over complexity.
Every tool we build strips away the noise. You should always know exactly where you stand.
02
Built for action.
Information without direction is useless. Our tools help you make the next move — not just understand the last one.
03
Your money, your pace.
We don't tell you how to live. We give you the tools to build the financial life you want, on your own terms.
Start with one tool. Build from there.
Free account. No card. Cancel PRO anytime. Templates are yours forever.